What Are Cookies?

Cookies are small text files that websites place on your device when you visit them. Think of them as digital Post-it notes that help websites remember things about you—like your preferences, login status, or which pages you've viewed. They're not programs and can't carry viruses, but they do collect information about how you interact with our site.

We use cookies to improve your learning experience on merivoroqexa.com. Some help us understand which financial topics interest you most. Others remember your progress through our educational materials. And yes, some help us understand how people find and use our site so we can make it better.

Types of Tracking We Use

Essential Cookies We Can't Turn Off

How We Use Analytical Data

Our analytics cookies help us understand how people learn about financial analysis. We track things like which topics generate the most interest, where students spend the most time, and which resources lead to successful learning outcomes.

For example, in early 2025, we noticed that students were dropping off halfway through our cash flow analysis module. The analytics showed people were struggling with a particular calculation example. We rewrote that section, and completion rates improved significantly. That's the kind of insight these cookies provide.

We primarily use Google Analytics and our own internal tracking systems. The data is aggregated—we see patterns, not individual identities. We know "500 people viewed this page today," not "Jane Smith from Brisbane read this article for 4 minutes."

Third-Party Cookies and External Services

We don't control all the cookies on merivoroqexa.com. Some come from external services we use to deliver content and functionality. Here's where they come from:

Video Content Providers

When we embed educational videos, those platforms may set their own cookies. If you watch a financial analysis tutorial hosted on YouTube, for instance, Google's cookies will be set based on their own policies.

Payment Processors

If you enroll in paid courses, our payment partners use cookies to process transactions securely. These are necessary for the checkout process to work correctly and to prevent fraud.

Social Media Integration

We occasionally include social sharing buttons. These may set cookies from those platforms, though we've configured them to minimize tracking when possible.

Managing Your Cookie Preferences

How Long We Keep Cookie Data

Mobile Apps and Alternative Tracking

While this policy focuses on web cookies, we should mention that our mobile applications use different tracking technologies. Mobile apps use device identifiers and local storage rather than traditional cookies. If you access merivoroqexa.com through our app, check the in-app privacy settings for control options.

We're also monitoring developments in cookie alternatives. Technologies like Google's Privacy Sandbox and browser-based tracking prevention are changing how websites monitor user behavior. As these evolve, we'll update our practices—and this policy—accordingly.

Changes to This Policy

We update this cookie policy occasionally to reflect changes in technology, regulations, or our practices. When we make significant changes, we'll notify you through a banner on merivoroqexa.com or via email if you're enrolled in our programs.

The "Last Updated" date at the top of this page shows when we most recently revised the policy. We encourage you to review it periodically, especially if you're concerned about privacy and data collection.